Welcome to kenyare.co.ke, the official website of Kenya Reinsurance Corporation Limited ("KenyaRe", "we", "us", or "our"). By accessing or using this website, you agree to be bound by these Terms and Conditions ("Terms"). Please read them carefully before using our website.
If you do not agree with any part of these Terms, you must discontinue use of this website immediately. These Terms apply to all visitors, users, and others who access or use the website.
Acceptance of Terms
By accessing kenyare.co.ke, you confirm that you are at least 18 years of age and have the legal capacity to enter into a binding agreement. Your continued use of the website constitutes your ongoing acceptance of these Terms, as updated from time to time. KenyaRe reserves the right to revise these Terms at any time, and such revisions take effect immediately upon publication on the website.
About KenyaRe
Kenya Reinsurance Corporation Limited is a state corporation established under the Kenya Reinsurance Corporation Act (Cap. 487) of the Laws of Kenya. KenyaRe is licensed and regulated by the Insurance Regulatory Authority (IRA) of Kenya and operates as a professional reinsurance entity providing life and non-life reinsurance services across Africa and beyond.
The website is operated for corporate information, stakeholder engagement, investor relations, and general public communication purposes.
Permitted Use of the Website
You agree to use this website only for lawful purposes and in a manner consistent with these Terms. Specifically, you may:
- Browse and access publicly available content on the website for informational purposes.
- Download documents and publications expressly made available for download.
- Contact KenyaRe through designated channels provided on the website.
You must not:
- Use the website in any way that violates applicable Kenyan or international laws and regulations.
- Attempt to gain unauthorised access to any part of the website or its underlying systems.
- Transmit any unsolicited commercial communications (spam) through or via the website.
- Use automated tools, bots, or scrapers to extract data from the website without prior written consent.
- Introduce malicious software, viruses, or harmful code of any kind.
- Reproduce, duplicate, sell, or exploit any content on the website for commercial purposes without express written authorisation from KenyaRe.
Intellectual Property Rights
All content on this website — including but not limited to text, graphics, logos, icons, images, audio clips, data compilations, and software — is the property of Kenya Reinsurance Corporation Limited or its content suppliers and is protected under the Copyright Act (Cap. 130) of the Laws of Kenya and applicable international intellectual property laws.
You may print or download extracts from the website for your personal, non-commercial use only. Any other use of the materials on this website, including modification, distribution, transmission, republication, display, or performance, without the prior written consent of KenyaRe, is strictly prohibited.
The KenyaRe name, logo, and related marks are registered trademarks of Kenya Reinsurance Corporation Limited. Nothing on this website grants any right or licence to use them without prior written authorisation.
Disclaimer of Warranties
The content on kenyare.co.ke is provided on an "as is" and "as available" basis without any representations or warranties, express or implied. KenyaRe makes no warranty that:
- The website will be available at all times or that access will be uninterrupted.
- The information on the website is complete, accurate, current, or error-free.
- The website or the server that makes it available are free of viruses or other harmful components.
While KenyaRe endeavours to keep the information on this website up to date, the information published is for general informational purposes only and does not constitute legal, financial, regulatory, or professional advice. You should seek independent professional advice before acting on any information found on this website.
Limitation of Liability
To the fullest extent permitted by law, KenyaRe, its directors, officers, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this website or its content — even if KenyaRe has been advised of the possibility of such damages.
KenyaRe does not accept liability for any loss or damage resulting from:
- Reliance on information published on this website.
- Errors or inaccuracies in website content.
- Unauthorised access to or alteration of your data or transmissions.
- Any technical failures, interruptions, or delays affecting the website.
Third-Party Links and External Websites
This website may contain links to external websites operated by third parties. These links are provided solely for your convenience. KenyaRe does not endorse, control, or take responsibility for the content, privacy practices, or availability of those websites. Accessing third-party websites is at your own risk, and you should review their respective terms and privacy policies.
Privacy and Data Protection
KenyaRe is committed to protecting your personal information in accordance with the Data Protection Act, 2019 (No. 24 of 2019) of Kenya and any regulations made thereunder. Any personal data you provide through this website — including through contact forms or subscription requests — will be processed in accordance with our Privacy Policy, which is incorporated into these Terms by reference.
By using this website, you consent to the processing of your personal data as described in our Privacy Policy. KenyaRe will not sell, rent, or share your personal data with unauthorised third parties.
Website Security
KenyaRe implements reasonable technical and organisational security measures to protect the website and its users. However, transmission of information over the internet is not completely secure, and KenyaRe cannot guarantee the security of data transmitted to or from the website.
You are responsible for maintaining the confidentiality of any login credentials associated with your use of restricted areas of the website and for all activities that occur under those credentials.
Use of Cookies
This website uses cookies and similar tracking technologies to improve your browsing experience, analyse website traffic, and understand where visitors come from. By continuing to use the website, you consent to our use of cookies in accordance with our Cookie Policy.
You can control and manage cookies through your browser settings. Please note that disabling cookies may affect the functionality of certain parts of the website.
Regulatory Compliance
KenyaRe is regulated by the Insurance Regulatory Authority (IRA) of Kenya. Nothing on this website constitutes an offer to provide reinsurance or insurance products in any jurisdiction where such offer would be unlawful. The availability of content on this website does not imply that KenyaRe's products and services are available or appropriate in all jurisdictions.
Indemnification
You agree to indemnify, defend, and hold harmless KenyaRe, its parent, subsidiaries, affiliates, officers, directors, agents, contractors, licensors, and employees from and against any claims, damages, losses, liabilities, costs, and expenses (including legal fees) arising from:
- Your use of or access to the website.
- Your violation of these Terms.
- Your violation of any third-party rights, including intellectual property or privacy rights.
- Any content you submit, post, or transmit through the website.
Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the Republic of Kenya. Any disputes arising in connection with these Terms or your use of this website shall be subject to the exclusive jurisdiction of the courts of Kenya, specifically the courts located in Nairobi.
Severability
If any provision of these Terms is found by a court of competent jurisdiction to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable.
Entire Agreement
These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and KenyaRe with respect to your use of this website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties.
Contact Information
If you have any questions, concerns, or requests regarding these Terms and Conditions, please contact us:
Kenya Reinsurance Corporation Limited
Reinsurance Plaza, Taifa Road
P.O. Box 30271-00100, Nairobi, Kenya
Email: info@kenyare.co.ke
Website: www.kenyare.co.ke