What Are Cookies?
Cookies are small text files that are placed on your device (computer, tablet, or mobile phone) when you visit a website. They are widely used to make websites work more efficiently, to remember your preferences, and to provide website owners with information about how visitors interact with their sites.
Cookies can be session cookies (deleted when you close your browser) or persistent cookies (which remain on your device for a defined period or until you delete them). They may be set by the website you are visiting (first-party cookies) or by third-party services operating on that website.
About Kenya Reinsurance Corporation
Kenya Reinsurance Corporation Limited ("KenyaRe", "we", "us", or "our") is a state-owned reinsurance company incorporated under the laws of Kenya. We operate the website kenyare.co.ke (the "Website") to provide information about our reinsurance products, corporate governance, investor relations, news, and other business services.
This Cookie Policy explains how KenyaRe uses cookies and similar technologies on our Website, in accordance with the Kenya Data Protection Act, 2019 and its accompanying Regulations.
How We Use Cookies
We use cookies on kenyare.co.ke for the following purposes:
- Ensuring the Website works correctly: Ensuring the Website works correctly – Essential cookies enable core functionality such as page navigation, security, and access to secure areas.
- Improving performance and user experience: Improving performance and user experience – Analytics cookies help us understand how visitors use our site, which pages are most visited, and where improvements can be made.
- Remembering your preferences: Remembering your preferences – Functional cookies may store your settings so you do not need to re-enter them on subsequent visits.
We do not currently use advertising or marketing cookies, nor do we use social media tracking cookies on this Website.
Types of Cookies We Use
The table below provides a summary of the categories of cookies used on kenyare.co.ke:
| Category | Description | Can Be Disabled? |
|---|---|---|
| Essential | Strictly necessary for the Website to function. Without them, services such as secure browsing or form submissions would not be available. They do not collect personal information for marketing purposes. | No – required for the site to function |
| Analytics | Collect information about how visitors use our Website (e.g. pages visited, time spent, error messages). We use Google Analytics for this purpose. The data collected is aggregated and anonymised. | Yes – see Section 7 |
Cookies on Our Website
The following is a representative list of cookies that may be set when you visit kenyare.co.ke:
| Cookie Name | Provider | Category | Purpose | Duration |
|---|---|---|---|---|
| PHPSESSID / session_id | kenyare.co.ke | Essential | Maintains your session state across pages during a single visit. | Session |
| csrf_token | kenyare.co.ke | Essential | Security cookie that helps prevent cross-site request forgery attacks. | Session |
| cookie_consent | kenyare.co.ke | Essential | Stores your cookie consent preference so we do not display the banner repeatedly. | 12 months |
| _ga | Google Analytics | Analytics | Registers a unique ID used to generate statistical data on how you use the Website. | 2 years |
| _ga_[ID] | Google Analytics | Analytics | Used by Google Analytics 4 to persist session state across pages. | 2 years |
| _gid | Google Analytics | Analytics | Registers a unique ID to generate statistical data on how you use the Website. | 24 hours |
| _gat | Google Analytics | Analytics | Used to throttle the request rate to Google's servers, limiting data collection on high-traffic sites. | 1 minute |
Note: The specific cookies set on your device may vary depending on the pages you visit and your browser settings. We periodically review and update the cookies we use, and will update this policy accordingly.
Third-Party Cookies (Google Analytics)
We use Google Analytics, a web analytics service provided by Google LLC ("Google"). Google Analytics uses cookies to help us analyse how users interact with our Website. The information generated by the cookie about your use of kenyare.co.ke (including your IP address) is transmitted to and stored by Google on servers which may be located outside Kenya.
Google uses this information on our behalf to:
- Evaluate how visitors use the Website;
- Compile reports on Website activity; and
- Provide other services relating to Website and internet activity.
We have enabled IP anonymisation on Google Analytics. This means Google will truncate your IP address before storing it, so your full IP address is not retained. Google will not associate your IP address with any other data held by Google.
You may opt out of Google Analytics tracking at any time by visiting: https://tools.google.com/dlpage/gaoptout
Google's privacy policy is available at: https://policies.google.com/privacy
Managing and Disabling Cookies
You have the right to decide whether to accept or reject non-essential cookies. You may control cookies in the following ways:
Via our Cookie Banner: When you first visit kenyare.co.ke, a cookie notice will be displayed. You may accept or decline analytics cookies at that point.
Via Your Browser Settings: Most browsers allow you to refuse or delete cookies. Please refer to your browser's help documentation:
- Google Chrome: Settings → Privacy and Security → Cookies and other site data
- Mozilla Firefox: Options → Privacy & Security → Cookies and Site Data
- Microsoft Edge: Settings → Cookies and site permissions
- Safari: Preferences → Privacy → Cookies and website data
Please note that if you disable or delete essential cookies, parts of the Website may not function properly.
Via Google's Opt-Out: To opt out of Google Analytics specifically, you may install the Google Analytics Opt-out Browser Add-on at: https://tools.google.com/dlpage/gaoptout
Your Consent
By continuing to use kenyare.co.ke after being presented with our cookie notice, you consent to the placement of analytics and functional cookies on your device in accordance with this Cookie Policy.
Essential cookies do not require your consent as they are strictly necessary for the Website to operate.
You may withdraw your consent to non-essential cookies at any time by adjusting your browser settings or using the Google Analytics opt-out tool described in Section 7. Withdrawal of consent does not affect the lawfulness of any processing carried out before withdrawal.
This Cookie Policy forms part of our broader Privacy Policy, which sets out how KenyaRe collects, uses, and protects personal data.
Data Retention
The retention periods for individual cookies are set out in the table in Section 5. In general:
- Session cookies:Session cookies are automatically deleted when you close your browser.
- Persistent cookies:Persistent cookies remain on your device for the period specified in the cookie or until you delete them manually.
- Google Analytics data:Google Analytics data is retained by Google for 26 months by default, after which it is automatically deleted.
Data collected through cookies that constitutes personal data is handled in accordance with the Kenya Data Protection Act, 2019 and our Privacy Policy.
- Your Rights
Under the Kenya Data Protection Act, 2019, you have the following rights in relation to personal data processed through cookies:
- Right of Access:Right of Access: You may request details of the personal data we hold about you.
- Right to Rectification:Right to Rectification: You may request correction of inaccurate personal data.
- Right to Erasure:Right to Erasure: You may request deletion of your personal data where there is no compelling reason for its continued processing.
- Right to Object:Right to Object: You may object to the processing of your personal data for analytics purposes.
- Right to Withdraw Consent:Right to Withdraw Consent: You may withdraw consent to non-essential cookies at any time as described in Section 8.
To exercise any of these rights, please contact our Data Protection Officer using the details in Section 12. We will respond within 30 days of receiving your request.
If you are not satisfied with our response, you have the right to lodge a complaint with the Office of the Data Protection Commissioner (ODPC) of Kenya at: www.odpc.go.ke
Changes to This Policy
We may update this Cookie Policy from time to time to reflect changes in technology, legislation, or our business practices. When we make material changes, we will update the "Last Updated" date at the top of this page and, where appropriate, notify you via a notice on the Website.
We encourage you to review this Cookie Policy periodically to stay informed about how we use cookies. Your continued use of kenyare.co.ke after any changes constitutes your acceptance of the revised policy.
Contact Us
If you have any questions, concerns, or requests regarding this Cookie Policy or how we handle your data, please contact us:
| Contact Detail | Information |
|---|---|
| Organisation | Kenya Reinsurance Corporation Limited |
| Website | www.kenyare.co.ke |
| Registered Address | Reinsurance Plaza, Taifa Road, Nairobi, Kenya |
| Data Protection Officer | dpo@kenyare.co.ke |
| General Enquiries | info@kenyare.co.ke |
| Supervisory Authority | Office of the Data Protection Commissioner (ODPC) – www.odpc.go.ke |